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Individual Life Insurance in Dublin OH & Hilliard OH

Reassurance for you and your Loved Ones.

Hosket Ulen Insurance Solutions provides life insurance to individuals in Dublin, Hilliard, Columbus, New Albany, Powell, Upper Arlington, and surrounding areas.

Many individuals consider life insurance to be the cornerstone of a sound financial plan. And while no one likes to think about passing on, Life Insurance can relieve you of the financial worry your loved ones may face in the event of your passing. 

Your beneficiaries will be able to use your Life Insurance policy to help pay for anything from expensive funeral costs and estate taxes to making up for lost income or funding your child’s education. It can even be used to continue payments on your mortgage to help ensure that the family home stays in the family.

At Hosket Ulen Insurance Solutions, we know that choosing a Life Insurance plan is a big decision with many important factors to consider. Our knowledgeable team of insurance professionals is committed to walking you through the process and providing you with the best insurance solution to give you and your family the reassurance they deserve. 

Types of Individual Life Insurance

Hosket Ulen Insurance Solutions offers several different coverage options for your consideration including term life, whole life, and more.

Term Life – This is typically the simplest and least expensive insurance option. Term life insurance provides coverage at a fixed rate for a specified period of time. It’s a benefit policy that’s used primarily to cover financial responsibilities of the insured, with the benefit to be paid only if the insured were to die during the specified term. Most term life policies can be converted to a more permanent insurance solution such as whole life or universal life insurance.   

There are two types of term life insurance: 

  • Annual Renewable Term is purchased for a period of one year, with the death benefit to be paid only if the insured were to die during that one-year term, along with the option to renew after the term period.
  • Level Term Life guarantees a fixed premium for a given period of time, usually in terms of 10, 15, 20, or 30 years. Your premium is based on your age and coverage options, with longer terms being more expensive.
  • Whole Life – As the most common type of permanent insurance, a whole life policy guarantees a death benefit for the lifetime of the insured as well as a cash value account for savings. Your premium remains constant throughout the duration of policy while payments over and above your premium are credited to your savings, which earn a fixed rate of interest. 

Hosket Ulen Insurance Solutions is here for you

There are many things to take into account when purchasing life insurance, and changes in your life situation can reflect changes in your insurance requirements. That’s why it’s important to carefully consider the different policy options and ensure that you have the right solution to meet your long-term life insurance needs. 

An insurance specialist with Hosket Ulen Insurance Solutions will review your current life insurance situation and help you design a policy to plan for the future. 

At the end of the day, one of the biggest investments you can make is an investment in yourself. 

As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure this product is suitable for your long-term life insurance needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit your individual needs.

Our Locations

Dublin Location

6640 Riverside Dr. Suite 400
Dublin, OH 43017
Main office: 614-339-1771
Fax: 614-339-1788

Masters & Associates, A Hosket Ulen Company

24 E Linden Ave
Miamisburg, OH 45343
Main office: 937-866-3361
Toll free: 877-670-8002
Fax: 937-866-6277

Our Providers

Testimonials

Working with Liz Payne with Hosket Ulen Insurance Solutions has been a complete pleasure. I have transferred all my business and personal insurance needs to Hosket Ulen. Liz has been very courteous, prompt and knowledgeable. Without a doubt, I would recommend anyone to contact Liz for super competitive insurance quote.

Dana D.
I have been a customer of Hosket Ulen Insurance for over 30 years. They have treated me extremely well. I don't even bother trying to find a better price for insurance because no amount of savings could be worth the excellent customer service I get from Hosket Ulen!

Bill W.
With insurance, you want someone that you can trust and you know has your best interest at heart. Hosket Ulen Insurance provides worry-free, trustful service that you can count on. We've been clients for years and can't imagine trusting anyone else with our insurance.

Steve B.
We have trusted Hosket Ulen with our business and personal needs for many years and have always been satisfied with the rates and level of service! They are always available and able to handle any of our needs!! Great company!

Charles R.
Excellent company. Staff has a quick response time and are always professional. They really do find you the best rates for your needs.

Rachel R.
Professional, friendly, and thorough service that helped us save hundreds of dollars while maintaining comprehensive coverage.

Drew B.
I recently switched my auto and home insurance policies to Hosket Ulen. Thanks to the excellent service that I received from Amanda Ulen, the transition was seamless and easy. Not only was she professional and quick to respond, she was also very knowledgeable and able to explain the details of the policies so that I felt comfortable. Aside from the great service, the rates were well under what I was previously paying for less coverage. I highly recommend contacting Amanda Ulen if you are thinking about switching insurance companies, or getting a new policy.

Karen C.
I have been a customer of Hosket & Ulen for some time now. I was able to receive outstanding customer services when seeking quotes for home, auto and life insurance policies. I was able to get these re-priced with reputable insurance companies and save money in the process. I would recommend Hosket and Ulen for your insurance needs - they are independent brokers that work for the CUSTOMER and not the insurance company. I can't recommend them enough.

Mike R.
I have been a customer for a few years now. I have always been pleased with the service that I have received. They are knowledgeable and have always met my needs. I highly recommend this agency!

Jill D.
Working with Liz, Jen and Lisa for the past 7 years have been great. They have been excellent in regards to shopping me around for the best rates. Every year they find me a better rate in addition to professional recommendations on coverage. Great rates coupled with first class service makes me look forward to the coming years.

Kendric G.
I have been extremely pleased with Hosket Ulen Insurance Solutions. Lisa always gets back with me in a timely manner and always finds and explains the best options.

Beth B.